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Equipment Financing

Equipment Financing with Peralta

Our equipment financing programs enable your company to acquire the equipment you need without using precious working capital or credit lines. Peralta Financing has competitively offered equipment leasing and equipment financing for almost every type of equipment, industry, technology and vehicle used for whatever business purpose one could imagine. We work hard to provide your company with the equipment and tools you need at affordable monthly payments and buyout options that work within your budget.

Advantages of Financing

    • 100% Financing:  Financing business equipment often covers 100% of the equipment cost with room to bundle soft costs including training, software and installation.  100% financing conserves working capital.
    • Tax Savings:  Tax advantages often make financing less expensive than an outright purchase.
    • Cash Flow:  Customize a solution to fit your particular situation and pay for the equipment as you use it.
    • Use Inflation to Your Advantage:  If you pay cash for equipment, you pay with today’s dollars at today’s value. When financing, you pay with next year’s inflated dollars, and the next, and the next.
    • Preserve Bank Credit Lines:  Leasing doesn’t affect your bank borrowing limits. You still have 100% of your credit available.
    • Accounting Benefits:  Monthly payments may be deductible as operating expenses rather than accounting for the equipment as an asset.

 

Disadvantages of Cash

    • Diminished Reserves:  Cash payment has an immediate impact on cash flow by diminishing cash reserves.
    • Impact on Credit:   Depletion of liquid assets may affect your credit worthiness.
    • Impact of Soft Costs:  Paying cash for soft costs such as installation, delivery and maintenance erodes available cash.
    • Return on Time:  Cash should be used for income producing investments since you pay with today’s dollars at today’s value.

 

Equipment Financing Application

You select the equipment – we provide the financing. We offer sound guidance, flexible structuring and competitive financing.

Free Quote!
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